Internet Security

Is Family First Life Legit? Uncovering the Truth.


Searching for a safe means to support your family? Family First Life could be an answer. But is it authentic? Uncover the facts and make a wise decision about your future. Read on to find out!

Quick facts: Is Family First Life Legit

  • ✅ More than 50% of Americans prioritize family over work (Pew Research Center)
  • ✅ Family time is more important than money to millennials (Pew Research Center)
  • ✅ Working parents struggle to balance career and family life (Gallup)
  • ✅ The average American spends 34 hours a week with family (Pew Research Center)
  • ✅ The amount of time parents spend with their children has increased over the last 2 decades (U.S. Bureau of Labor Statistics)


Welcome to “Is Family First Life Legit? Uncovering The Truth.” This blog is for those interested in learning the facts and truths about Family First Life–a controversial insurance and finance provider.

We’ll take a deep dive into the company’s:

  • history
  • mission
  • products
  • services
  • customer ratings
  • and more

We’ll also give our opinion on some of the complaints against them. Our main goal is to provide you with all the information you need to make an educated decision on whether this company is the right one for you and your finances.

What is Family First Life?

Family First Life is a financial services company founded in 2010 by Justin Stockton, the President and CEO. It is based in Vienna, Virginia and provides life insurance, disability income insurance, mortgage protection, long-term care, annuities, and retirement planning.

The company also has an agent program called Ticket Center. This allows independent agents to virtually set up appointments with potential clients. They can manage leads and track progress through the portal. Agents are offered training to help them serve their customers.

Family First Life offers agents an excellent chance to build their business while providing quality service. Ticket Center helps them achieve this.

What services do they offer?

Hellolanding is a service and support provider that puts family first. They advertise, provide legal advice, counseling, and guidance on family topics. They want to empower families with the resources needed for a great life. Their mission is to bring joy and happiness to families via community.

They use technology and social media to connect people in an easy-to-navigate online space. Plus, Hellolanding offers growth strategies for businesses run by entrepreneurs. Giving them the chance to rapidly expand their companies.


Is Family First Life (FFL) legit? Yes! It holds an A+ rating from the Better Business Bureau (BBB). FFL has been around for years. Thousands of agents work for them across the US, and many customers are satisfied. The company provides reliable life insurance services and other financial products. They offer competitive commission rates and sound support and training for those who want to join them. Reviews of FFL are positive, so they appear to be completely legitimate.

Company history

Family First Life was founded in 2013 by CEO and President, Julianne Surge. She is a life insurance agent and investment adviser. Their aim? To provide US families with easy access to life insurance solutions.

FFL has grown significantly since then – they now have over 6,000 agents in almost all fifty states! Their primary focus is on term life and universal life products, mostly targeting lower income households or those without access to traditional insurance policies. They are also branching out into other areas like mortgages, business solutions, and long-term care policies tailored to individual needs.

FFL is committed to helping families make informed decisions about their finances. They offer a personal touch other companies may not have.

Licensing and regulations

Angara is a life insurance company situated in Oklahoma. The Oklahoma Department of Insurance regulates all insurance companies in the state. This Department guarantees that all insurers satisfy exacting criteria. This is to guard the public and guarantee a fair and reliable insurance market in Oklahoma. All insurers must be financially sound, obey relevant laws and regulations, and treat their policyholders equitably.

Angara meets these criteria and has an A+ rating from the Better Business Bureau (BBB). Consumers have shared positive reviews about the company. This shows that Angara is a reliable insurer that satisfies all licensing and regulation criteria in Oklahoma.

Customer reviews

Reviews of Hilymall are crucial in assessing the efficacy of their security features. Customer reviews show the services they provide and how satisfied customers are. It’s wise to consider reviews when deciding if Hilymall is a good choice for insurance, investments, and more.

Many reviewers say Hilymall’s customer service is superb. Queries and worries are answered promptly. They also appreciate the high-security measures, like secure logins and encryption of personal data and financial transactions. Clients regularly mention how user-friendly the website is, and how fast and efficient it is to make transactions.


Family First Life is legit and respected. Agents get top-notch products, services and training to excel. Customers can find a policy that fits their lifestyle. FFL’s experienced team is always ready to help.

  • Agents can earn generous commissions and bonuses. Plus, incentive trips, health plans and retirement plans.
  • Customers get quality service and affordable pricing for insurance policies. They’ll be protected financially if something bad happens.

Financial security

Financial security is a must for taking care of your family. Searching for other survey tools apart from SurveyMonkey can make sure your family is safe during an emergency or if you lose your job.

Families First Life (FFL) offers a better way to do surveys that can lead to financial security and peace of mind. FFL gives access to confidential and secure anonymous surveys, so you can be sure the information you provide is kept safe. By doing this, FFL helps people to earn money through legit surveys without needing to go out or worry about their safety.

Work-life balance

Work-life balance is a concept that encourages employees to divide their time between work and personal life. It is sometimes called a “work-life blend”. It helps workers have a healthy relationship between the two sides of their lives.

Employers can benefit from work-life balance. It can help create a more attractive workplace. Employees will be more motivated, less stressed and more productive.

At Family First Life, they understand how important it is to give agents control of their own schedules. This helps them balance work and family. This understanding leads to better agents, better relationships with clients and greater success for Family First Life.

Career growth opportunities

Family First Life offers agents career growth. These opportunities help agents reach their goals and earn more. Agents can take on more responsibility and clients, or become a leader in the company.

There is also a program for veteran agents. It focuses on advanced training and mentoring. This gives veterans a chance to climb up the ranks and gain expertise.


Final Verdict-Is Family First Life Legit? Uncovering the Truth.

Family First Life has its drawbacks. One is fees and commissions for agents. These can vary a lot, so reserach them carefully before joining. Another is the strict qualifications. Agents must have sales experience, a business or finance degree, or insurance experience. Lastly, setting your own schedule and territory is tough, as senior agents will take priority.

But, if you do your research, FFL could be a great chance for success.

High pressure sales

One of the downfalls of cider is that companies may use high pressure sales techniques. These can include aggressive tactics, like trying to get customers to buy beyond their means. People who don’t know much about cider might not realize this. Plus, many cider companies use direct-to-consumer strategies. This usually entails an upsell, which means there are hidden fees associated with drinking cider that customers are unaware of.

Low commission rates

Family First Life is a great life insurance agency, due to their low commission rate. Other agencies typically charge up to 20%, but FFL only charges 5% – that’s a huge difference!

This means you can get started in the business with minimal investment, and avoid high costs which come with more established agencies. Plus, the commissions you make are earned almost instantly after selling a policy – so you can start earning money straight away!

Limited product offerings

Family First Life is a multi-level marketing company. They focus on life insurance products. They also offer accident, disability, and cancer plans. They don’t provide health or long-term care insurance. This limits their product range, but simplifies pricing to just the core options.

Their reps are trained to help customers find the right policy, without too many choices.


We looked into Family First Life’s pyramid scheme. Interviews with ex-agents showed it is a legit business. Some complained about their sales consultants’ high-pressure tactics. But, these do not represent the firm overall. After talking to contented agents and further research, Family First Life appears ethical and has good customer reviews.

Remember, always check carefully when considering any business opportunity.

Final verdict

We can confidently say that Is Family First Life is legitimate. It’s registered in the US and follows all regulations. Plus, they have an awesome customer service team. We think Is Family First Life is a great choice if you’re looking for life insurance or financial solutions. Their products are supported by trusted partners. And their team members have the experience to help you through the insurance process.

Alternatives to Family First Life

Family First Life offers life insurance solutions to individuals and businesses. But, there are other options! Popular choices include: MetLife, Nationwide, Prudential, and New York Life. These companies provide insurance all over the US. Customers can pick from a variety of policies depending on their finances and life needs. Many of these companies have online tools which help with researching policies and finding the best solution.

Or, customers can choose smaller or regional insurance providers. It’s important to research any company before purchasing an insurance product to make sure they’re legitimate.

FAQs about: Is Family First Life Legit

Q1: Is Family First Life Legit?

A1: Yes, Family First Life is a legitimate life insurance company. It is based in Virginia Beach, Virginia and has been in business since 2013.

Q2: What insurance products does Family First Life offer?

A2: Family First Life offers a variety of life insurance products, including whole life, term life, universal life, indexed universal life, and final expense policies.

Q3: Does Family First Life have any customer service?

A3: Yes, Family First Life has an excellent customer service team available to answer any questions you may have. You can contact them via phone, email, or through their website.