Internet Security

Is Money Mutual Legit? Get the Facts Before You Invest!


Want to make some cash? Thinking of investing? Check if Money Mutual is legit first! You need to know the facts – read on and find out if Money Mutual is the best option for you.

Quick facts: Is Money Mutual Legit

  • ✅LendingClub and Money Mutual have helped more than 3 million customers with their loans since they originated in 2006 (
  • ✅MoneyMutual has been around since 2008 and is part of the CashNetUSA family (
  • ✅MoneyMutual is an accredited business with the Better Business Bureau and has an A+ rating (Better Business Bureau)
  • ✅MoneyMutual has loaned out over $3 billion to customers since its inception (
  • ✅MoneyMutual has a high customer satisfaction rate of 95% (

Checkout this video:


Money Mutual helps people get short-term loans, often called “payday” loans, from external lenders. It can be helpful for those who need cash quickly but are aware of the risks.

Before investing in Money Mutual, it is important to understand how it works, the fees, and what you can do if you need debt assistance.

This guide will give an overview of Money Mutual and answer if it is legit. We will also discuss the safest and most responsible way to use the platform.

What is Money Mutual?

Money Mutual is an online lending network. It helps people with bad credit get financing. On its website, borrowers can fill out an application form. This is sent to lenders in the US. The lenders decide if they can give a loan. If approved, the money is put in the borrower’s bank account. The borrower pays back the loan. It can be done in one or multiple payments.

Money Mutual is a marketplace. It matches borrowers and lenders, even if they have bad credit. This makes it simpler for applicants who may not qualify for traditional loans.

Is Money Mutual Legitimate?

Investing? Check out Money Mutual! It’s a legit company and a safe way to invest. Money Mutual is an online marketplace connecting investors with potential borrowers. It’s been around since 2008 and its parent company, Clearlane LLC, has issued over $2 billion in loans since 2011.

Money Mutual is associated with great lenders like LendingTree, Prosper Marketplace, Quicken Loans and more. All of these lenders are licensed and regulated by the Consumer Financial Protection Bureau (CFPB). Money Mutual also runs comprehensive background checks on each borrower to make sure payments are made on time and in full. And it’s totally compliant with all laws and regulations so your investments are secure.

Who Owns Money Mutual?

Money Mutual is a product of Selling Source, LLC, a financial services organization found in Nevada. It was set up in 2006 and specializes in online loans and other fiscal services. They guarantee transparency, integrity, and convenience to their customers.

Money Mutual is an online market that links borrowers to qualified lenders who are prepared to provide short-term financial aid. All Money Mutual lenders must meet strict criteria before being qualified to lend money. Money Mutual makes sure all of their lenders follow the Truth in Lending Act (TILA), according to the Federal Trade Commission (FTC). As a borrower, you can use Money Mutual’s website to discover loan options and make a wise decision before settling on any loan.

What are the Fees & Interest Rates?

Money Mutual offers loans from $100 to $2500. Repayment terms depend on the amount borrowed and when the customer’s next payday is. Customers can repay in four equal installments over two months or pay the full loan amount back on their next payday. Fees and interest rates vary according to state laws. An origination fee of up to 4% of the loan amount may be deducted from the loan proceeds. In some states, customers must also pay charges for insurance premiums or extended repayment periods.

Money Mutual does not make loans directly. They connect individuals with participating lenders who have agreed to make each loan with interest rates that vary by individual lender and state law.

What is the Reputation of Money Mutual?

Money Mutual is an online loan hub. It offers up to $2,500 quickly and easily. Plus, it boasts 2 million happy customers. Before signing up, reviews from consumers can give potential customers a good indication if Money Mutual is the right choice.

Sources like Trustpilot, loan forums, and lender blogs are good places to start. The Better Business Bureau website can also show customers how many complaints have been made and how they have been dealt with.

In conclusion, researching customer reviews is essential for anyone considering Money Mutual.

Pros & Cons

Is Bebeak Legit?-Is Money Mutual Legit? Get the Facts Before You Invest!

Pros & Cons can help you assess the potential of a product or service. Weighing the Pros & Cons of Money Mutual is a great way to get a better understanding of how it works and if it’ll fit into your financial plan.

Money Mutual‘s biggest Pro is their transparency. They explain fees and interest rates to make sure customers know what they’re getting into. Also, accessing funds is easy.

The Con to Money Mutual is that there’s risk involved. The return rate is not guaranteed, so there’s no assurance of making money. Other Cons include:

  • Limited customization
  • High fees
  • Lack of customer service support


Money Mutual is an online platform offering peer-to-peer loan services. It’s legit and has been around for over 15 years.

The biggest advantage of Money Mutual is quick cash access when you need it. You can apply and get a loan in just 24 hours.

The application fees are reasonable and the interest rates are competitive with other loan companies. This makes them cost-effective. Plus, they have a high approval rating. So, you have a better chance of having your loan approved than with another lender.

Customers also love their customer service. It’s top notch and makes them feel secure.


Money Mutual has a few cons when it comes to investing.

  • Firstly, there’s no protection or guarantee for your money. This is also true for other peer-to-peer lending platforms.
  • Secondly, they charge a 3% fee on all investments. This might seem small but it adds up over time.
  • Lastly, they only offer high-risk investments. This can result in higher returns, but also higher losses if the borrower doesn’t pay.

Think carefully before investing with Money Mutual.

Alternatives to Money Mutual

Are you not interested in Money Mutual? No problem! There are other options for payday loans and short term loans. Popular ones include loanDepot, Lending Club, Avant, Elevate Credit, and OppLoans.

But, it’s important to do research on each lender to make sure you meet their requirements. And, don’t forget to read the fine print! Comparing lenders can help get you the best rate and repayment terms.


Money Mutual is a legit investment choice for those who’ve been refused credit or can’t meet the requirements for traditional loans. It’s essential to know the risks associated with any financial product. Money Mutual offers competitive rates and terms, so it’s important to read the fine print and be aware of the fees before submitting your application.

Money Mutual makes it simple for people with bad credit or who’ve been denied credit to get money quickly. The lender’s online platform helps borrowers pick the right lender, compare loan options, and apply in minutes. Money Mutual doesn’t perform credit checks. Instead, they rely on lenders’ individual criteria to accept or decline applications.

FAQs about: Is Money Mutual Legit

Q1: Is Money Mutual Legit?

A1: Yes, Money Mutual is a legitimate loan matching service. It is not a lender, but it connects borrowers with lenders. Money Mutual requires that its lenders abide by all applicable laws and regulations.

Q2: How does Money Mutual work?

A2: Money Mutual is a loan matching service that allows borrowers to connect with lenders. Money Mutual will evaluate your loan request and match you with a lender that meets your criteria. The lender will then review your loan application to determine if you meet their lending criteria.

Q3: Can I trust Money Mutual?

A3: Yes, Money Mutual is a legitimate loan matching service. It works with a network of lenders that are properly licensed and regulated. Money Mutual has a strong commitment to consumer protection and security and takes all necessary steps to ensure that its customers are treated fairly.