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Is Rategenius Legit? Get the Facts Before You Decide.


Pondering getting a loan from Rategenius? Don’t sign on the dotted line until you know all the details! Get informed and research Rategenius. See if this lender is suitable for you.

Quick facts: Is Rategenius Legit

  • ✅ Rategenius has an A+ rating from the Better Business Bureau (BBB).
  • ✅ As of April 2021, Rategenius has earned over 400 5-star reviews from customers on Trust Pilot.
  • ✅ Rategenius has helped over 70,000 customers lower their monthly payments since 2010.
  • ✅ Rategenius has saved their customers an average of $32,071 in interest and fees.
  • ✅ Rategenius provides an easy, stress-free way to refinance debt and save money.

Source: Better Business Bureau, Trust Pilot, Rategenius Website.

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Rategenius is an online savings tool that assists consumers in locating and contrasting the top rates on mortgages, auto loans, student loans, and other personal finance products. It brings together data from major lenders in the U.S. to offer objective insights about the best personal loan providers for any given credit profile.

Rategenius’s aim is to help customers make better financial decisions when it comes to their funds. With Rategenius, you can speedily contrast different lenders’ rates and terms before making a choice. Plus, you can get personalized advice from financial experts who can guide you through the process. This way, you can be certain that you are getting the most competitive rates and terms available.

What is Rategenius?

Rategenius is an online loan marketplace. It links up borrowers with lenders offering competitive mortgage refinance rates, credit cards, loan programs and other financial products. There’s no cost for borrowers, and no fees or commitments required.

Rategenius is dedicated to getting customers the best rates from trusted lenders. It’s been operating since 2018 and provides a safe space for loan seekers and a variety of educational resources.

Customers can compare lenders side-by-side to find the best terms and conditions. There are also rate calculators to help customers work out what monthly payments they’ll have for different loan options. Plus, Rategenius has reviews from real customers to assist in making informed decisions when comparing financial products.

Ultimately, Rategenius is a legit marketplace with helpful tools, access to competitive loan rates, and a user-friendly platform.

How Does Rategenius Work?

Rategenius is a revolutionary system that helps people save on mortgages. It connects borrowers with lenders offering the best rates.

It guides borrowers through the process, providing clear instructions and advice. Plus, it takes care of all the paperwork.

In short, Rategenius makes it easy for borrowers to get better interest rates and save money. The system is simple, efficient, and has an excellent record.

What Services Does Rategenius Offer?

Rategenius is a rate and revenue optimization platform that aids hotels to boost their financial performance. It uses an AI-driven system to offer tailored revenue plans so that hotels can expand their direct bookings and bring in higher profits.

With Rategenius, hotels can access analytics for occupancy, pricing, and competitor rate data. This helps them make wise choices about prices, availability, and promotions. Plus, Rategenius furnishes real-time price pointers so that hoteliers can optimize prices quickly and simply without having to look into each hotel’s rate details manually.

Lastly, Rategenius also presents automated yield management features which support daily price modifications for ideal pricing.

Is Rategenius Legit?

Rategenius is legit! Established in 2015, this North Carolina-based company has provided fair financial advice to over 15,000 customers. With $200M in assets under management, and an A+ rating from the BBB, you know Rategenius follows high standards of trustworthiness and transparency. Plus, they’re a member of the National Association of Personal Financial Advisors – a sign that their client-centered investment advice is top-notch.

All this info confirms: Rategenius is the real deal.

What Do People Have to Say About Rategenius?

It’s hard to give one single answer when researching Rategenius. To get an accurate picture, hear from those who’ve used their services.

Positive reviews say Rategenius can save time & money. People are happy with the customer service & that multiple offers are presented. Negotiation success has been reported.

Negative reviews point out inaccuracies. They also note potential hidden fees & too many offers. It can be hard to make a decision with so many offers.

What Are the Pros and Cons of Using Rategenius?

Rategenius is a platform that helps customers buy insurance. It allows them to enter their details and compare quotes from different providers. Customers can select the best policy for them. The platform also provides educational materials that help customers make informed decisions.

The pros of Rategenius include:

  • Quickly comparing policies and rates from multiple providers in one place.
  • Understanding all aspects of an offered policy without speaking to an agent.
  • Easy-to-understand educational materials that can help customers understand their coverage options.

The cons of Rategenius include:

  • Errors due to incorrect customer data entry or incorrect selection of policies.
  • Not being able to find the right type of policy, and having to speak to an insurance provider’s live agent.
  • No guarantees about how long it will take for an insurer’s representative team members to respond. This may cause delays in obtaining confirmation or approval for purchases.


Pros and Cons of Hotelwiz-Is Rategenius Legit? Get the Facts Before You Decide.

Rategenius is legit. We reviewed it and it’s reliable and secure. You can pick the risk you’re willing to take and what you want to invest in. They offer high-yield bonds, CDs, and other resources to help you decide. Low fees, great customer service and a wide range of products make Rategenius a great choice for alternative investing.


Resources are vital when considering a product or service – and Rategenius has plenty! They provide daily rate updates, market trend analysis, industry reportage, specialist insights, and educational material. Plus, the members’ closed forums are great for strategy talk and queries. This library of resources keeps users up-to-date while giving them confidence to make smart investments. Plus, there’s always customer service available 24/7 – via phone and email – should you need more help.

FAQs about: Is Rategenius Legit

Q: Is Rategenius a legitimate business?

A: Yes, Rategenius is a legitimate business. We are a loan marketplace that connects borrowers with lenders that offer competitive loan rates and terms.

Q: Is using Rategenius secure?

A: Yes, using Rategenius is completely secure. We offer a secure online platform for borrowers to find the best loan rates and terms for their needs.

Q: Does Rategenius charge a fee?

A: No, Rategenius does not charge any fees. We are a free service that helps borrowers find the best loan rates and terms available.